There are so many health insurance providers out there today that you don’t really know which one to take a second look at and which ones to bypass. Fret not! Here are the best health insurance companies in India as announced by the IRDA (Insurance Regulatory and Development Authority of India)!
Best Health Insurance Companies In India
1. Apollo Munich Health Insurance Company Limited
The reason behind this insurance company being on our list is because of the amazing lifelong renewal that it offers to its customers. Not just that, it also offers portability in the existing health insurance plans!
2. Star Health & Allied Insurance Company Limited
Star Health Insurance deals with not just your general medical insurance but, also deals with insurance policies related to illnesses like diabetes and HIV+ patients. It is one of the few companies that broaches the issue of HIV/AIDS.
3. Max Bupa Health Insurance Company Limited
Out of all the health insurance companies, Max Bupa is one of the most well-known companies, if not the most well-known company! The company has various plans that managed to covers ALL the various age groups!
4. ICICI Lombard General Insurance Company Limited
Many people are opting for the medical coverage offered by ICICI Lombard General Insurance Company Limited due to the fact that you can avail of their services either through a reimbursement of direct payment. ICICI Lombard also covers hospitalization charges, ambulance charges, and even dental charges.
5. Religare Health Insurance Company Limited
This insurance company is comparatively new in the market when compared to the other health insurance companies. But, this does not mean that it isn’t any good. In fact, it has come up so fast thanks to it’s amazing response to the customers and the low-cost insurance plans that it has to offer! This is one of the companies that covers maternity insurance, as well as offers the customers the option of topping up on pre-existing insurance plans.
6. Cigna TTK Health Insurance Company Limited
Cigna TTK Health Insurance Company is a new player in the insurance market but, is in no way a slow starter. Right from Day 1 this insurance company entered the competitive fight to be No.1 on the maps of India. The company offers various plans like critical illness plans and pro-health cash plans. It also offers an unusual International Health Insurance plan to its overseas customers.
7. Bajaj Allianz General Insurance Company Limited
If you’re looking for an affordable health insurance plan but, one that is high coverage, then Bajaj Allianz General Insurance Company Limited is the best of the health insurance companies for you! This company offers various packages for individuals, family and senior citizens, as well as tax benefits as is mentioned under section 80D.
8. New India Assurance Company Limited
New India Assurance is a government owned company which is based in Mumbai. Its most popular plans are the Mediclaim plans that offer the customers a tremendous variety to choose from. This company also offers Overseas Insurance plans to its customers!
9. Oriental Insurance Company Limited
The Oriental Insurance Company Limited is another one of the health insurance companies that are run by the government of India. The most appealing part of this company is that t does not require a medical test before applying for a policy (until 60 years). Whereas, other companies insist on a test before purchasing a policy.
10. National Insurance Company Limited
The best feature offered by the National Health Insurance Company Limited is the amazing senior citizen health insurance plan that it has! This particular company is run by the government of India and has been of a major service to the citizens for many decades now.